You’ve spent decades building wealth. Now it’s time for that wealth to work for you. At Kalinka Group, we provide the high-level financial strategies needed to transition from accumulation to sustainable, tax-efficient income while preserving your legacy.
Your next financial chapter, handled with precision
Without the right planning, taxes eat into savings, income streams feel uncertain, and estate plans fall through the cracks. We handle the 90% of wealth management most financial advisors ignore, ensuring that every financial piece aligns for long-term success.
Sustainable income planning
You need more than savings—you need a structured, reliable income plan that adjusts with your needs. We structure tax-efficient withdrawal strategies, ensuring you maximize cash flow while minimizing unnecessary losses to taxation.
Strategic tax management
Less tax, more freedom. We optimize tax strategies, leveraging income splitting, pension withdrawals, and tax-efficient investments to ensure your money works smarter—not harder.
Legacy & estate structuring
Your wealth should transition smoothly—not get caught up in probate or unnecessary tax drains. We craft estate plans that safeguard your assets and ensure a seamless wealth transfer, whether to family or philanthropy.
Investment oversight
The market doesn’t retire when you do. We adjust portfolios to maintain growth while protecting against unnecessary risk, ensuring your investments align with your post-career financial goals.
A concierge-level approach to retirement planning
At Kalinka Group, we proactively adjust your plan as laws change, markets shift, and your priorities evolve. Our team of experts provides ongoing oversight so you can focus on living, not second-guessing financial decisions.
Let’s make sure it all works exactly the way you envision. Connect with Kalinka Group Private Wealth Management and step into retirement with confidence.